Paragon Space Development Corporation and Thin Red Line Aerospace (TRLA) propose a unique solution that thermally isolates the upper stage rocket from a payload on orbit while still providing adequate structural connection for orbital maneuvers. Cryogenic fluids such as LH2 and LOX are ideal upper stage propellants because of their high specific impulse. Unfortunately, the high thermal conductivity of the adapter and payload interface or between the O2 and H2 tanks themselves allows significant heat transfer between the sections, ultimately opening a relief valve that vents the propellant to space. Once vented, the propellant is lost forever resulting in a limited on-orbit useful life for cryogenic upper stages. The proposed solution provides an insulative structural connection between the payload and the upper stage utilizing an inflatable annulus with performance attributes from TRLA's Ultra High Performance Vessel (UHPV) technology that provides an inflatable structure with fully determinate load paths and the highest specific strength and stiffness of any soft-goods architecture. By using the existing payload adapter technology and separation systems for the ascent, the long heritage and reliability of these systems are maintained. Once on orbit, the primary structural connection between payload and adapter separate as normal while the inflatable structure is deployed. The pressurized fabric ring acts as a thermal insulator significantly reducing the undesired heat leak while still providing structural characteristics at 0.2 g's of sustained compressive loads for station keeping, attitude control and telemetry. The innovation will ultimately allow cryogenic propellants stored in an on-orbit depot to have a longer storage life while still utilizing the services of an attached upper stage. Additionally, it will allow an upper stage with a conventional payload to loiter for longer periods in LEO before too much propellant boils off.